Who is Perk Capital?
Perk Capital is a private lending firm led by a principal broker with over 15 years of experience. We provide flexible, tailored mortgage solutions for agents and brokers at competitive rates. With a proven track record of funding hundreds of deals, we understand today’s market challenges and are committed to delivering fast and reliable lending services. Join the growing network of agents who trust Perk Capital for consistent results.

Why Choose Us
What do we lend on?
Residential, Commercial and Industrial, including:
Condos
Multi-Unit
Cottages
Investment Properties
Rentals
Construction / Renovations
Detatched
Semi-Detatched
Where do we lend?
All over the GTA & Golden Horseshoe including:
London
Kitchener-Waterloo
Hamilton
Stoney Creek & Burlington
King City, Nobleton, Barrie
Pickering
Ajax & Oshawa
Select cottages (typically higher-end)
Why use us?
Minimum Credit Score
Perk Mortgage
NO
Other Lenders
650
GDS/TDS
NO
Limitations
Quotes provided
as fast as 3 hours
Up to 24 hours
Flexibility
3, 6, 9, 12 month
1 year terms
Simplified
limited docs required
Extensive
Commitments
Same day
2-3 days
Quick closings
48-72 hours
5 days+
Submit your deal through:



Private Mortgage Approvals, Fast
We pride ourselves on being easy to work with and offering direct access to capital and decision makers.
